Description

We are seeking a dynamic Product Manager to lead and scale our real-time instant payments and collections product, designed for mid-cap SMEs. This role aims to build a best-in-class payments solutions, specifically tailored to the unique needs of small/ mid-sized enterprises, ensuring seamless cross-border transactions and liquidity management.
Key Responsibilities:
• Develop and execute the product strategy, roadmap, and go-to-market plan for realtime payments and collections.
• Drive adoption and revenue growth by managing the product's P&L, optimizing commercial viability, and scaling market penetration.
• Define user requirements and collaborate with technology, operations, compliance, and risk teams to ensure seamless execution.
• Work with institutional clients, fintech partners, and internal stakeholders to enhance product capabilities and deliver superior payment solutions.
• Represent DBS in industry discussions on instant payments, cross-border wholesale payments, cross border real time payments and emerging payment innovations.
• Partner with technology teams to develop and enhance digital payment capabilities, ensuring seamless integrations and scalable infrastructure.
• Lead UAT and deployment activities, validating product functionality, usability, and performance
• Monitor market trends and competitor landscape to position the product effectively and drive continuous improvement.
Key skills and experience required:
• Degree in business related discipline with 8-12 years' experience in cash management, payments product management, and scaling financial solutions.
• Deep expertise in instant payments, collections, whole sale payments and treasury management for Midcap /SMEs.
• Strong track record in driving commercial success and optimizing product P&L.
• Familiarity with TT, CHATS, FPS payment rails, settlement processes, and financial regulations.
• Knowledge of SWIFT MT and MX messages. Ability to work cross-functionally, influencing stakeholders and driving adoption strategies.
• Strategic mindset, with the ability to navigate evolving payment landscapes and identify growth opportunities.